COVID-19 (Coronavirus) is affecting everyone’s lives, whether it’s your work schedule, hygiene habits or daily routine. The Center for Disease Control is recommending that you implement social distancing and clean your hands often, but how can you prepare your Medicare health insurance plan for an unexpected illness such as COVID-19?
Do you have enough to cover your co-pays? Do your medications qualify for Over-the-Counter benefits? Take a look below to see different ways that you can better prepare your health insurance plan with Senior Health Solutions.
Get Insurance Over the Phone
First, if you have Medicare only and are responsible for the 20 percent that Medicare does not cover, call us today to see how we can help. Senior Health Solutions offers many different health insurance plans that can be purchased over the phone that work right along with your current Medicare plan. No need to leave your home and come into our office, we will remotely work with you to give you the best plan to fit your needs. Contact one of our advisors today to see which insurance plan and additional benefits will fit your needs the best!
Find Out What Your Plan Covers
It’s important to know what your plan covers in case of an emergency. You don’t want to be caught off-guard with a large medical bill and have no way to cover the cost. Senior Health Solutions will walk you through your plan so you know what is covered. If you don’t have one yet, don’t worry. We offer various plans that cover your co-pays no matter the reason. Don’t skip out going to the doctor or hospital just because of the co-pay. Senior Health Solutions has you covered.
Adjust Your Plan
Make sure your insurance plan is consistent with your needs. Over time, you might start to notice benefits that you use –or don’t– and you’ll want to adjust your plan. Work with our agents to verify that you are only paying for what you need. Your plan can be updated after a quick phone call to one of our agents. While COVID-19 is occurring, we want you to focus on your health, not overpaying.
Ask for Teleconferencing Benefits
Certain Medicare Advantage plans now allow you to participate in Telehealth. You’ll be able to communicate with your doctors from the comfort of your own home, assisted living facility or nursing home. Most teleconference appointments operate as an in-person visit so costs will most likely be the same. Teleconferencing comes in handy when it concerns COVID-19 because it allows you to continue social distancing. Speak with an agent today to see if your plan covers teleconference appointments.
With most Medicare Advantage plans, you are able to purchase eligible items online through participating stores. Over-the-Counter benefits let you purchase items, such as medication and toiletries. Using your OTC benefits gives you the ability to get the items you need, while maintaining a safe distance from others to protect your health. Check with your advisor to make sure your plan offers Over-the-Counter benefits.
Senior Health Solutions is here to assist you in any way with your health insurance during these trying times. Our goal is to make you as comfortable as possible with your coverage. Contact us today to see how we can help you.